Loans to Help Establish or Build Your Credit

Apply for a loan to help you establish new credit or improve your credit history.

When to apply:

No deadline, on-going program.

You should apply if you

Are at least 18 years of age.

Would like help to establish new credit or add a positive record to your existing credit history.

How to get started

1

Visit this website to learn more about the program.

2

If you are located in South Florida, contact the branch in Miami Springs by calling (305) 887-5881.

3

If you are outside of South Florida, click here to find a local branch near you.

4

Information you’ll need to provide

  • A local South Florida address and a valid photo ID. 
  • A one-time $5 membership fee plus a $5 initial deposit ($10 total).
  • There is no credit check required for this program, but additional information may be required.

Helpful tips

  • The program for this loan is slightly different from a typical loan. The bank will hold your borrowed funds until you successfully pay off the loan.
  • After you pay off the loan, the full amount of the loan plus all dividends will be released to you.

About this program

Provided by: Self-Help Credit Union

If you have questions, you can speak with a program representative at:

Program Information: Credit Builder Loans

Not what you're looking for?

Browse additional resources to apply for rental assistance, access free food, find job training programs, and more.

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Axis Helps is founded and managed by Urban Impact Lab, with support from Miami-Dade County.

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