Vivienda y gastos

Large national network of parish volunteers who often help with rent, utilities and food. Varies by local conference.

Low-income Florida households can get help paying power bills, including emergency help after storm outages. Varies by household.

Medicare's yearly window to compare and switch health or drug plans and possibly lower your costs for 2027.

Lets people whose homes were destroyed in a declared disaster buy or rebuild with no down payment. 100% financing up to FHA limits (no down payment).

Shows which disaster areas get extra time to file and pay taxes, and how to claim storm losses. Extended tax deadlines and penalty relief.

Eviction-prevention help plus free meals and showers in Miami-Dade. Not stated; rental/utility aid for very low-income households at risk.

Quick, needs-based financial help plus long-term case management for seriously wounded or ill veterans. Not stated; covers food, transportation, rent, insurance, temporary housing, home repair.

Volunteer-run emergency help open to all faiths in South Florida. Not stated; case-by-case financial help and food.

Safe-at-home repairs for low-income homeowners who can't afford major fixes. Critical home repairs and accessibility modifications (scope varies by affiliate).

Path to homeownership for lower-income families through affordable mortgages and financial education. Affordable mortgage on a Habitat-built or rehabbed home (housing cost ≤30% of income).

Covers rent, utilities, food and transport for families facing cancer – costs medical funds won't pay. Not stated; based on available funds.

Free social-worker screening plus limited grants for transportation, child care, home care for cancer patients. Not stated; limited funds, first-come first-served.

Large national charity covering out-of-pocket drug copays, premiums and travel for chronic/serious illness. Varies by disease fund; grants run 12 months, re-apply/renew when used up.

Fast bill help for military families and veterans facing a financial crisis. Not stated; short-term help with overdue bills, home repairs, critical family needs.

Local 24/7 line for South Florida residents needing rent, utility, food or legal help. Free referrals to 4,000+ services incl. financial assistance.

Single front door to local emergency rent, utility and bill-pay programs. Free referrals to local rent, utility, bill and food help.

One-time help for working households hit by an unexpected expense, such as a repair, medical bill or back rent. Varies by income; average $750–$1,250.

Helps insured patients pay copays, coinsurance, premiums and deductibles for essential treatments. Varies by fund (e.g. up to $8,000 for CLL fund).

Large down payment help for Florida essential workers. 5% of first mortgage ($10,000 minimum, $35,000 maximum), 0% deferred.

Free early education and child care that lets parents work. Free for eligible families.

Local agencies in nearly every county that run utility, rent and emergency help. Varies by agency.

Helps low-income rural homeowners make repairs and stay housed. Loans up to $40,000; grants up to $10,000 (age 62+).

Cuts prescription costs for seniors and people with disabilities. Lowers or eliminates prescription drug costs.

Major cash support for families with children. Up to $2,200 per child (up to $1,700 refundable) for tax year 2025.

One of the largest cash supports for working families, often missed. Varies by income and number of children.

Lowers a monthly bill for households already on public benefits. Up to $9.25/month off phone or internet (up to $34.25 on Tribal lands).

National network of local Catholic Charities agencies providing emergency financial assistance, food, housing support, immigration services, and social services. Available to people of all faiths and backgrounds.

Emergency financial assistance from local Salvation Army corps for basic needs including rent, utilities, food, and disaster relief. Program availability and amounts vary by local corps and current funding.

Two federal disability benefit programs: Supplemental Security Income (SSI) for low-income individuals with disabilities regardless of work history, and Social Security Disability Insurance (SSDI) for workers with a qualifying disability and sufficient work credits.

Federal-state health insurance program for children in families who earn too much to qualify for Medicaid but can't afford private coverage. In Florida, administered through Florida KidCare. Covers doctor visits, prescriptions, dental, and vision.

Zero-interest social loans that build credit history through formalized peer lending circles. Each member contributes to a pool monthly and receives one lump sum during the cycle — reported to all three credit bureaus.

Broward County's primary funder of children's services including early learning, after-school programs, and childcare assistance for income-eligible families.

Subsidized childcare and early learning assistance for income-eligible Miami-Dade families through the School Readiness program. Covers licensed child care, after-school, and pre-K programs.

County homeownership support program offering interest-free down payment assistance for eligible buyers.

Reduced-fare public transportation support for eligible riders in Miami-Dade.

County information resource on renter and landlord rights, responsibilities, and related housing guidance.

Allows certain Housing Choice Voucher households to use their voucher toward homeownership expenses through participating housing authorities.

Homeownership program encouraging eligible teachers, law enforcement officers, firefighters, and EMTs to buy homes in revitalization areas.

Housing and shelter support resource for individuals experiencing homelessness in Miami-Dade.

Support resource for women in cancer treatment, including practical assistance and wraparound support.

Emergency relief and support services for food and beverage workers in crisis.

North Miami CRA residential rehabilitation guidelines include owner-occupied beautification support up to $30,000 and other property improvement pathways tied to income and property rules.