RISE Miami-Dade Small Business Loan

Small business loans of up to $75,000 at prime minus 1% for established Miami-Dade businesses, with one-on-one support from a lending specialist.

Application Deadline

Open (no deadline posted)

Provided by
Dade County Federal Credit Union
Coverage
Miami-Dade
Cost to apply
No application fee listed
Last verified
Oct 2026
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Eligibility Criteria

Miami-Dade business registered on Sunbiz for at least 2 years, with under $5 million in gross sales and fewer than 50 employees or contractors. Every owner with a 20% or larger stake must apply, have a credit score of 620 or higher, and have no bankruptcy or foreclosure in the past 3 years.

How to Get Started

1

Fill out the short qualification form on the RISE page. A Community Engagement Lending Specialist follows up within one business day.

Information Needed

  • Sunbiz registration, business financials and sales figures, and credit information for every owner with a 20%+ stake

Helpful Tips

  • Rate is prime minus 1%, with a 60-month term (72 months for $75,000 loans)
  • Owners must personally guarantee the loan