Little Haiti Home Buyer Assistance Program

Up to $200,000 in a forgivable second mortgage from the Little Haiti Revitalization Trust and the City of Miami to help longtime Little Haiti residents buy a home in Little Haiti. The loan is forgiven after you live in the home for 20 years.

Application Deadline

Rolling (first-ready, first-served while funds last)

Provided by
Little Haiti Revitalization Trust
Coverage
Miami
Cost to apply
No application fee listed
Last verified
Oct 2026
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Eligibility Criteria

Full-time Little Haiti resident for at least 2 years

household income 80–120% of Area Median Income

no bankruptcy in the past 24 months

buying a primary residence in Little Haiti (single-family or condo up to $500,000, duplex up to $1,000,000)

monthly payments under 30% of household income

homebuyer counseling workshop required.

How to Get Started

1

Attend an approved homebuyer counseling workshop, find a home in Little Haiti within the price limits, get a full mortgage commitment from your lender, then submit the program application and documents through your lender to LHRT@miamigov.com. Questions: 305-960-2964.

Information Needed

  • Proof of 2+ years of Little Haiti residency, income documents, homebuyer counseling certificate, lender commitment

Helpful Tips

  • If you sell or transfer the home before 20 years, you repay the assistance and share any gain with the Trust